When clearing blockages, many people wonder whether the insurance company will cover the damage caused by the blockage. In this case, it is first necessary to review the topic of whether the home insurance contract includes the following: blockage is included as an insured event. If so, then the insurance service is accountable. If not, then it is worth including the damage caused by the blockage in the contract as an insured event.
It is also extremely important to check whether your insurance contract includes a separate blockage as a loss event, because if it does not, the insurance company will not cover the damage. blockage The costs of damages caused by a blockage, pipe burst, or pipe rupture are only covered by the insurer if the insurance also includes compensation for water damage. It is also important to note that the amount and frequency of the amount that can be paid out for a damage event are limited.

When is there a problem?
Unfortunately, not only small blockages can occur in everyday life, not all blockages can be removed as easily as blockages in the sink and toilet. There are also cases where replacing the pipes is necessary to eliminate the blockage, which can not only involve dismantling and dirt, but also flooding the apartment below us, so the unclogging The cost can be up to several million forints.
Therefore, it is extremely important to have a combined home insurance that not only covers unclogging It covers not only the cost of the installation, but also the pipe replacement, disinfection, and any renovation costs that may arise.
What should be done when a damage occurs?
When a damage event occurs, we must contact our insurance company and prepare documentation (pictures, video) of the event, as presenting this may be extremely important later!
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